On June 6, 1986, the entire system was altered for incoming employees in a “new” system called the Federal Employees’ Retirement System or FERS. The legislation that created FERS also created a defined contribution retirement account called the “Thrift Savings Plan” (“TSP”). In 2001, the defined contribution program was also made available to those in the armed forces. An order dividing Civil Service retirement benefits is required by regulation to be titled “COAP,” and an order dividing a TSP account is a “RBCO.” However, if the participant has both a federal pension and a TSP account, both can be divided in the COAP.
The rules associated with the division of either a CSRS or FERS pension are rather draconian. Missed deadlines result in missed opportunities to get a fair share of the pension. There is no way to recover from a missed benefit if a COAP is being submitted after the participant retires. You just don’t get what you should have received.
The Attorney’s and staff at QDRO Masters have been writing COAP’s for over two decades. We have the experience and skill to avoid the pitfalls associated with drafting federal orders. If you are needing a COAP drafted, no matter if it is for a CSRS or a FERS pension, let the professionals at QDRO Masters make sure it is done correctly.
What Our Clients Are Saying
Danny T.
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rating 2/28/2019
I’m here to say through such a bad time in my life I found QDRO Masters by dumb luck, I’m not savvy when it comes to courts/law/ and paperwork, I was scared and lost when I contacted them, deisy helped me through every step always answering my calls no matter how busy she was , deisy and her staff went way above and beyond their call of duty as if I was their only client, if you want to have the best and most professional staff you can trust to handle your case without having to worry you definitely need to use QDRO Masters , sincerely Danny Trujillo
Jeri S.
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rating 8/8/2018
This firm was very effective in representing me. I truly appreciated all their assistance.
Terri K.
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rating 4/17/2019 - Updated review
I posted a review in January 2018.
I am posting again now because I needed to be in touch with them again this month.
I can’t thank attorney Richard Crane and his paralegal Victoria Javiel enough for making sure that my son and I received what right and fair re: NV PERS. My son is medically complex and I feel it’s because of their true care and compassion, that the right thing is happening.
To me they are the absolute best ever. I can’t thank them enough for all they have done since Aug. 2017. I would highly recommend QDRO Masters. Absolutely!!!
Terri King and Matthew King
Terri K.
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rating 1/19/2018
This is one squared away law group! I can’t thank them enough for their over and above care and concern. While they say it’s only their job, to me it’s priceless. Victoria and Mr. Crane were amazing. I would highly recommend QDRO Masters! Thank you!!
Christy B.
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rating 5/18/2018
QDRO Masters was an absolute pleasure to work with, they always had time to answer my questions and were super efficient in getting a QDRO done for me. Deisy is wonderful and always had a time for me and my 1 million questions. Would recommend this office to anyone, they are awesome at what they do! Thank You QDRO Masters
Robert P.
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rating 9/22/2017
These guys were great. From start to finish professionals they were. I would recommend them for any QDRO work 100% for sure.
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FERS Questionnaire (PDF)